This Privacy Policy ("Policy") governs the manner in which Pulse of Nifty ("Pulse of Nifty," "we," "us," or "our") collects, uses, maintains, and discloses information collected from users ("Learners," "you," "your") of the website www.pulseofnifty.com and any associated webinars, courses, and communication channels (collectively, the "Platform").
By accessing and using the Platform, providing your Personal Information, or otherwise signalling your agreement when the option is presented to you, you consent to the collection, use, and disclosure of information as described in this Policy and our Terms of Use. If you do not agree with any provision of this Policy, you should not access or use the Platform.
1. Information We Collect
Personal Information you provide directly, including:
- Name, email address, and phone number (at registration, webinar sign-up, or course purchase)
- Billing and payment details (processed via our payment partner, Razorpay — we do not store your card, UPI, or bank details on our own servers)
- Messages, questions, or feedback you send us via email, WhatsApp, or Instagram
Information collected automatically, including:
- IP address, browser type, device information, and pages visited
- Usage data such as time spent on webinars and video watch progress, where tracked by our course platform
- Cookies and similar tracking technologies (see Section 5)
Sensitive Personal Information. We do not knowingly collect sensitive personal data such as financial account details, health data, or government identifiers. Payment information is collected and processed solely by Razorpay under its own security and privacy standards; Pulse of Nifty does not have access to or store your full payment credentials.
2. How We Use Your Information
We use the information we collect to:
- Provide access to purchased courses, webinars, and content
- Process payments and send purchase confirmations/receipts
- Send updates, reminders, and marketing communications about webinars, courses, and offers (you may opt out at any time)
- Respond to your queries and provide customer support
- Improve the Platform, our content, and your learning experience
- Comply with legal and regulatory obligations
3. Disclosure of Information
We do not sell your Personal Information. We may share information with:
- Service providers who help us operate the Platform, including our course delivery platform and Razorpay (payment processing)
- Legal and regulatory authorities, where required by law, court order, or governmental request
- Successors, in the event of a merger, acquisition, or sale of business assets, subject to the same privacy commitments
We will never disclose aggregated or de-identified information in a manner that could identify you as an individual.
4. Data Retention and Security
We retain your Personal Information for as long as necessary to provide our services and comply with legal obligations. We use reasonable administrative and technical safeguards to protect your information; however, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.
5. Cookies and Tracking Technologies
The Platform may use cookies and similar technologies (including Meta Pixel and Google Analytics, if enabled) to understand site usage and improve ad targeting for our webinars and courses. You can control cookies through your browser settings; disabling cookies may affect certain Platform features.
6. Your Rights
Depending on applicable law, you may have the right to:
- Access, correct, or update your Personal Information
- Request deletion of your Personal Information (subject to records we are legally required to retain, e.g., transaction records)
- Withdraw consent to marketing communications at any time
To exercise any of these rights, write to us at the email address in Section 8 with a clear description of your request.
7. Children's Privacy
The Platform is not directed at individuals under the age of 18. We do not knowingly collect Personal Information from minors.
8. Grievance Officer
Grievance Officer: Pankaj Kodilkar. For grievances or to exercise your rights under this Policy, please reach out via our Contact Us page.
9. Changes to This Policy
We may update this Policy from time to time. The updated version will be indicated by an updated "Last updated" date. Continued use of the Platform after changes are posted constitutes acceptance of the revised Policy.
10. Governing Law
This Policy is governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Nashik, India.